Broker Check

How We Work

Our advisory relationship starts with a free and open discussion of your questions and concerns. You can call or email to schedule an initial consultation. During the initial discussion, we’ll give you preliminary guidance on your questions so that you leave with more financial confidence at no cost. From there, we’ll let you know if and how we can be of further value to you. Then you can decide to put us to work for you. We charge quarterly fees on assets under management with no long-term commitment. That way, our interests are aligned. We do better when you do better.

Our Process

We use an academic-based process supported by an experienced team and the latest technology.

Our process is centered on objective research and individualized analysis with a laser focus on long-term outcomes. We cut through short-term media hype, market fads, political noise, and related emotional impulses. It is our commitment to this discipline that has proven successful for our clients over the long term.

Retirement is about maximizing the utility of your financial assets. It is when you stop working for assets, and assets start working for you. We advise you throughout the whole process—from plan to action—to help you get the most out of your financial assets.

We have a four-step strategy for retirement and wealth management success:

Plan retirement


Manage risks


Reduce taxes


Invest carefully